With the Increase of Health Enthusiasts in Indonesia, Zurich Offers a Comprehensive Critical Illness Insurance Offer
Jakarta, October 13, 2022 – Answering the need for a more comprehensive coverage of life insurance, Zurich Topas Life
introduces Zurich Critical Illness Total Protection (Zurich TOP CI), the latest protection for critical illness risks. Zurich TOP CI protects more than 100 critical illnesses. Equipped with a choice of additional benefits features early protection and extra benefit to ensure our consumer have a complete protection and health.
Health is one of the main things in our life. Starting from lifestyle, diet, and peace of mind are some aspects that need to be controlled to have excellent health. However, there is a risk when a person faces a critical illness. Based on a 2019 report from WHO, critical illness is the main cause of death worldwide, with coronary heart, stroke, and chronic lung diseases sitting at the top three. Indonesia in 2019, before pandemic Covid-19, WHO also discovered that more than 70% of cause of death in Indonesia is caused by non-contagious critical illnesses. However, public awareness of living a healthy lifestyle to prevent exposure to diseases, including critical illness, is increasing.
Banie Zulvanshah Alman, Chief Agency Officer Zurich Topas Life stated, “The COVID-19 pandemic for the past two years has
strengthened the awareness of the importance of optimum protection from critical illness exposure, such as hereditary, environmental, and lifestyle factors. We have also noticed a high interest in healthy lifestyle and workout trends in society as we progress into an endemic stage. Zurich TOP CI is launched as part of our commitment to support the growth of those trends. As people become more aware of the importance of personal health, the needs of health enthusiasts for health insurance become more complex, as they need a more comprehensive critical illness protection coverage.”
Zurich TOP CI protection includes early-stage cancer, carcinoma in situ, angioplasty, and complications from diabetes. Additional early protection coverage for Zurich TOP CI protects against 43 early-stage critical illnesses, with 50% of the sum assured paid as the coverage benefit.
Zurich TOP CI offers an additional option of extra benefit in the form of 100% premium returned every 15 years. With affordable premiums starting from Ro200,000 (two hundred thousand rupiah) per month, Zurich TOP CI provides insurance coverage of up to Rp4,000,000,000 (four billion rupiah). The period of protection from Zurich TOP CI starts from 1 year and can be extended until the insured is 85 years old.
About Zurich Indonesia
Zurich Indonesia serves customers in the Life also conventional and sharia P&C insurance segments through PT Zurich Topas Life (ZTL), PT Zurich Asuransi Indonesia Tbk (ZAI), and PT Zurich General Takaful Indonesia (Zurich Syariah).
ZTL offers comprehensive protection and financial planning products through a network of distributors (agents, brokers and bank partners). ZAI is 80% owned by Zurich, offers conventional P&C insurance products and services. Zurich Syariah offers sharia-based P&C insurance services.