Ziaga Proteksi Plus (BTN)

Ziaga Protection Plus

Ziaga Proteksi Plus (ZPP) provides the protection for Accident resulted in Injured, Partial and Total Permanent Disability, even Death before you reach the age 75 years old.


  • Why should I choose this plan

    Medicare Package

    1.Accidental Death Benefit
    Benefit shall pay if the Insured Death due to Accident.

    2.Partial Permanent Disability or Total Permanent Disability (Disablement)
    Insurer shall pay Sum Assured if the Insured suffered from Partial or Total Permanent Disability Benefit as mentioned on Disability Benefit Table of Ziaga Proteksi Plus (ZPP) in accordance with plan chosen.

    3.Accidental Medical Reimbursement
    Provides additional benefit as reimbursement of Medical (outpatient) treatment based on the chosen plan 2 x 24 (two times twenty four) hours since the Accident happen.

    4.Additional protection amounts 5% on Accidental Death & Partial Permanent or Total Permanent Disability
    Insurer give additional benefit with maximum amounts 5% (five percent) from Accidental Death Benefit and Disablement if the Insured Die or suffered Partial Permanent Disability or Total Permanent Disability due to Accident.

    5.Inflation Protection (Indeksasi)
    Insurer will increase 5% (five percent) of Basic Sum Assured and/or Sum Assured from Disablement Insurance at the end of the Policy year and start from first year until fifth year of Policy.

    Hospital Safe Package

    1.Accidental Death Benefit
    Benefit shall pay if the Insured Death due to Accident.

    2.Partial Permanent Disability or Total Permanent Disability (Disablement)
    Insurer shall pay Sum Assured if the Insured suffered from Partial or Total Permanent Disability Benefit as mentioned on Disability Benefit Table of Ziaga Proteksi Plus (ZPP) in accordance with plan chosen.

    3.Accidental Daily Hospital Cash
    Insurer shall pay daily cash benefit of inpatient room (hospital room or Intensive Care Unit) based on plan chosen if the Insured is injured caused by Accident that be guaranteed in the Policy in term of 60 (sixty) days since Accident happen.

    4.Additional protection amounts 5% on Accidental Death & Partial Permanent or Total Permanent Disability
    Insurer give additional benefit with maximum amounts 5% (five percent) from Accidental Death Benefit and Disablement if the Insured Die or suffered Partial Permanent Disability or Total Permanent Disability due to Accident.

    5.Inflation Protection (Indeksasi)
    Insurer will increase 5% (five percent) of Basic Sum Assured and/or Sum Assured from Disablement Insurance at the end of the Policy year and start from first year until fifth year of Policy.


    Lifestyle Package

    1.Accidental Death Benefit
    Benefit shall pay if the Insured Death due to Accident.

    2.Partial Permanent Disability or Total Permanent Disability (Disablement)
    Insurer shall pay Sum Assured if the Insured suffered from Partial or Total Permanent Disability Benefit as mentioned on Disability Benefit Table of Ziaga Proteksi Plus (ZPP) in accordance with plan chosen.

    3.Accident Lifestyle Benefit & Death Benefit (Lifestyle)
    Insurer provides additional benefit in form of fixed income as stated in the Plan gradually (monthly and maximum 36 months) or lump sum when Insured die or become Total Permanent Disability caused by Accident that be guaranteed in the Policy.

    4.Accident Lifestyle Benefit & Death Benefit (Compassionate)
    Insurer provides additional benefit in form of funeral benefit as stated in the Plan if the Insured die due to any causes.

    5.Additional protection amounts 5% on Accidental Death & Partial Permanent or Total Permanent Disability
    Insurer give additional benefit with maximum amounts 5% (five percent) from Accidental Death Benefit and Disablement if the Insured Die or suffered Partial Permanent Disability or Total Permanent Disability due to Accident.

    6.Inflation Protection (Indeksasi)
    Insurer will increase 5% (five percent) of Basic Sum Assured and/or Sum Assured from Disablement Insurance at the end of the Policy year and start from first year until fifth year of Policy.

  • How does this plan works

    Insurance Period

    Up to 75 year

    Premium

    Based on the age and class work

    Premium Payment Frequency

    Monthly, quarterly, semiannual and annual

    Currency

    Rupiah

  • Who's eligible for this plan
    Entry age Insured  : 1 – 64 year(last birthday) 
    Entry age Policyholders   : 18 – 99 year 

     

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