Proteksiku Menurun

proteksiku

 

ProteksiKu is a Credit Life product available for the customers of PT Bank CTBC Indonesia which protect against the Risk of Death suffered by credit or customers loan.


Why should I choose this plan

Main benefit of ProteksiKu is paid remaining loan principal of Bank CTBC customer if the Insured (debtor) died due to a reasonable causes or accident within the insurance coverage period. This benefit do not include the payment of arrears and interest

The Advantage of ProteksiKu :

  • Coverage Period until the Insured age 75 years.
  • Fixed premium within the insurance coverage period
  • No additional charge.
  • Premium payment at once.
  • Maximum Sum Insured IDR 20 Billion
  • Refund of Premium will be paid proportionally if the Customer paying off loans faster than the loan term
ProteksiKu Menurun is sold through Bancassurance Channel, Bank CTBC Indonesia. ProteksiKu Menurun is insurance product of PT. Zurich Topas Life life insurance Company that’s registered and controlled by the Financial Services Authority of that is marketed through Bank CTBC Indonesia and not included into government protection program. 

How does this plan works

Length of Coverage

Until 75 years old

Premium

Based on Entry Age and Coverage Period based on Credit Agreement

Premium Payment Frequency

Single premium

Underwriting Method

Full Underwriting

Currency

IDR

Who’s eligible for this plan

25 years old – 64 years old (last birthday)

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