Proteksiku Menurun

 

ProteksiKu is a Credit Life product available for the customers of PT Bank CTBC Indonesia which protect against the Risk of Death suffered by credit or customers loan.


  • Why should I choose this plan

    Main benefit of ProteksiKu is paid remaining loan principal of Bank CTBC customer if the Insured (debtor) died due to a reasonable causes or accident within the insurance coverage period. This benefit do not include the payment of arrears and interest

    The Advantage of ProteksiKu :

    • Coverage Period until the Insured age 75 years.
    • Fixed premium within the insurance coverage period
    • No additional charge.
    • Premium payment at once.
    • Maximum Sum Insured IDR 20 Billion
    • Refund of Premium will be paid proportionally if the Customer paying off loans faster than the loan term
    ProteksiKu Menurun is sold through Bancassurance Channel, Bank CTBC Indonesia. ProteksiKu Menurun is insurance product of PT. Zurich Topas Life life insurance Company that’s registered and controlled by the Financial Services Authority of that is marketed through Bank CTBC Indonesia and not included into government protection program. 
  • How does this plan works

    Length of Coverage

    Until 75 years old

    Premium

    Based on Entry Age and Coverage Period based on Credit Agreement

    Premium Payment Frequency

    Single premium

    Underwriting Method

    Full Underwriting

    Currency

    IDR

  • Who’s eligible for this plan
    25 years old – 64 years old (last birthday)
  • Contact Us

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