The Main benefit of ProteksiKu is the paid remaining loan principal for the customers of PT Bank CTBC with the 50%, 75%, or 100% factor from Initial Loan, if the Insured (debtor) died due to a reasonable causes or Accident within the insurance coverage period. This benefit do not include the payment of arrears and interest
The Advantage of ProteksiKu :
- Coverage Period until the Insured age 75 years.
- Fixed premium within insurance coverage
- No additional charge.
- Premium payment at once.
- Maximum Sum Insured IDR 20,000,000,000
- Refund of Premium will be paid proportionally if the Customer paying off loans faster than the loan term
ProteksiKu Menurun is sold through the Bancassurance Channel of , Bank CTBC Indonesia. ProteksiKu Menurun is the insurance product of PT. Zurich Topas Life (life insurance Company that’s registered and controlled by the Financial Services Authority of Indonesia) offered through Bank CTBC Indonesia and not included in the government protection program.