MahaCita Protection provides two major benefits:
1. Death Benefit
Death Benefit as the amount of sum assured if the Insured died during the period of insurance.
2. Investment Benefit
Investment Benefit as the Fund Value (if any), which is the value of unit balance formed in policy, based on the multiplication between Unit price with the number of units held on certain time. Unit prices may increase or decrease depends on the investment performance. There’s value of investment performance cannot be guaranteed.
The Excellence of MahaCita Protection
- Investment starts at the first year of the policy. Optimal allocation of investment with 50% premium basic invested from the first year of policy and 100% basic premium invested in the second year of the policy and onwards.
- Loyalty Bonus for our loyal customers who consistently paying basic premium, with Extra Loyalty Bonus around 5% on the Investment value from the basic premium that you pay, start from the sixth year and onwards.
- Guarantee that your policy is constantly active during the first 5 years of policy even when the investment value is not sufficient enough to pay the incurred cost, applicable to the corresponding MahaCita Protection policy provisions.
- Complete Protection with Riders. MahaCita Protection comes with 7 riders to complete the protection in accordance to meet the needs of you and your family.