Zurich Topas Life present you Zurich Investa Plus, a unit link insurance that combines the protection of protection and optimum potential for investment.
Why should I choose this plan?
The main benefit of Zurich Investra Plus are:
Investment Benefit We provide five selected funds that you could choose based on your risk profile.
Loyalty Bonus Every five years, you will receive 2% additional bonus based on the total value of your investment fund.
Flexibility You could maximized your investment growth through regular Ad Hoc Top Up. You could also adjust your preferred risk profile with your chosen investment fund at anytime and without any additional cost. While to enhance your protection you could add more riders.
Protection We will provide 125% Sum Assured from the Single Premium payable for death benefit.
Riders For the best protection, you could add more riders for extra protection.
Beside, the main benefit we mention above, you could also receive other benefit such as:
ZIP Critical Illness Plus (CI Plus) Provide you additional compensation if you are diagnosed with one out 44 Critical Illness that we cover, before you’re turning 65 years old.
ZIP Critical Illness Plus 85 (CI Plus 85) Provide you the compensation if you are diagnosed with one out of the 44 Critical Illness that we cover, before you are turning 85 years old.
ZIP CI Early Care Provide you with additional benefit if the Insured diagnosed with one of the 32 critical illness in the early stage before turning 65 years old, 50% Sum Assured of the ZIP CI Plus along with benefit of Early Diagnose of Rp 10 million.
ZIP Accidental Death Benefit (ADB) Provide you additional in case the Insured died from accident.
Zurich H&S Plus Provide extra life insurance and health benefit that will be comprehensive for Insured including medical treatment within the country or outside the country with cashless facility or reimbursement.
Options of investment funds
ZurichLink Rupiah Flexible Fund This fund consist a good balance of stock, bonds and money market.
ZurichLink Rupiah Equity Fund This fund provide high return for long term investment view as the fund are highly focus in equities for higher return.
ZurichLink Rupiah Amani Equity Fund This fund provide high return for long term investment view as the fund are highly focus in higher return based on Sharia principle.
ZurichLink Rupiah Fixed Income Fund This fund is aim to provide you with stable investment return through money market and minimize the risk through diversification through money market selected selective instrument. Consist of selected bonds which provide regular return. This funds suitable for steady investment return with medium to long term view of investment horizon.
ZurichLink Rupiah Money Market Fund Money market fund are regarded as being the safest mutual funds with the lowest funds risk yet providing a higher yield.