Zurich Prime Guard

Peace of mind starts from a flexible and comprehensive financial plan

  • Additional Benefit
      1. Critical Illness
    • Zurich Critical Illness (Zurich CI)
    • Zurich Critical Illness 85 (Zurich CI 85)
    • Zurich Critical Illness Plus (Zurich CI)
    • Zurich Critical Illness Plus 85 (Zurich CI 85)
    • Zurich Critical Illness Early Care (Zurich CI Early Care)
     
      2. Personal Accident
    • Zurich Personal Accident (Zurich PA)
    • Zurich Accidental Death Benefit (Zurich ADB)
    • Zurich Total Permanent Disability (Zurich TPD)

     

      3. Waiver of Premium
    • Zurich Waiver of Premium (Zurich WP)
    • Zurich Waiver of Premium Plus (Zurich WP Plus)
    • Zurich Parent Payor (Zurich PP)
    • Zurich Spouse Payor (Zurich SP)
      4. Health
    • Zurich Med
    • Zurich H&S Plus, which can add extra benefits and 10MCMB
      5. Extra Protection
    • Zurich Term
    Besides a comprehensive protection, Zurich Prime Guard also provides optimal returns through Long-term investment opportunities to meet different needs in your life. There are 4 types of Fund that you can choose to according to your profile and investment goals.
  • Investment Options

    Besides a comprehensive protection, Zurich Prime Guard also provides optimal returns through Long-term investment opportunities to meet different needs in your life. There are 4 types of Fund that you can choose to according to your profile and investment goals.

    Pilihan Jenis Investasi:

    • Zurichlink Rupiah - Equity Fund
      This fund obtain long-term capital growth by actively managing the shares portfolio
    • Zurichlink Rupiah - Flexible Fund
      This fund obtain long-term capital growth with active portfolio management in stocks, bonds, and money markets
    • Zurichlink Rupiah - Fixed Income Fund
      This type of fund provide an attractive return on investment with emphasized capital stability
    • Zurichlink Rupiah - Money Market Fund
      This fund provides a relatively stable return on investment through investment in money market instruments and reduce risk through diversifying the portfolio of selected money market instruments

    Contact your Zurich Future Planner or the Zurich Customer Service Hotline to meet the protection needs of you and your beloved family!
  • Who's Eligible for this plan
    Insured Entry age : 15 days - 69 years (last birthday)
    Policyholders Entry age : 18 years - 99 years
    Expiry Date : Until the insured reach 100 years old
  • Why should I choose this plan

     

    • Providing life protection as well as investment that is equipped with additional benefits for more comprehensive protection to according to your needs and your family's.
      • Life protection and investment consists of 2 main benefits, death cover in the amount of Sum Assured and investment in the amount of Investment Value (if any), which is the value of the Unit balance formed in the Policy based on the multiplication of Unit Prices and Owned Unit at the time. Unit prices can increase and decrease depending on the performance of the Investment Fund. Value of investment is not guaranteed.
        • Life protection and investment consists of 2 main benefits, death cover in the amount of Sum Assured and investment in the amount of Investment Value (if any), which is the value of the Unit balance formed in the Policy based on the multiplication of Unit Prices and Owned Unit at the time. Unit prices can increase and decrease depending on the performance of the Investment Fund. Value of investment is not guaranteed.
          • Policy cover  will remain active for first 4 policy year, with the fulfillment of certain conditions in the Policy.
            • Premium Holiday allows you to get the insurance benefits even if you stop the premium payments on the 5th year of your policy as long as your normal insurance policy is enough to be converted to a paid up policy.
             

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