Zurich Home

zurich home


Zurich Home is intended to cover loss of, or damage to, your home and contents against perils specifically mentioned in your policy.

Why I should choose this plan

Benefits of this product:

  • Customer free to determine the type of protection.
  • First in Indonesia who offers a comprehensive and innovative protection package.
  • The policy is easy to understand.

Zurich Home provides additional benefits as listed in the table below.


Short Description



Compensates you against Legal Liability to Third Parties in respect of Bodily Injury and/or Property Damage.

Up to IDR. 50,000,000.

Personal Accident

Covering injury due to accident for you and your immediate family members.

Up to IDR. 25,000,000 per accident, IDR. 100,000,000 during policy period.

Medical Expense

Covering necessary medical treatment for you and your immediate family members sustaining injury due to accident.

Up to IDR. 1,000,000 per accident, IDR. 50,000,000 during policy period.

Servants’ Property

Covering property of your domestic servants.

Up to IDR. 2,500,000 per servant, IDR. 10,000,000 during policy period.


 You should read the policy for a detailed description of the cover and of the limits that apply.

Policy Coverage

Base Cover: property “All Risks”

Perils Insured

  • Fire
  • Lightning
  • Explosion
  • Impact
  • Riots, Strikes, Civil Commotion
  • Malicious acts
  • Terrorism and Sabotage (maximum IDR. 5,000,000,0000)
  • Theft, Attempted Theft or Robbery
  • Burst Pipes
  • Windstorm
  • Flood
  • Landslide, Subsidence
  • Earthquake, Volcanic Eruption, Tsunami
  • Accidental Damage*

* Not all Accidental Damage is insured. The full list of exclusions in included in the policy wording.

You might also be interested in:

zurich personal accident

Zurich Personal Accident

To protect against unforeseen events
Learn more about Zurich Personal Accident