Mobil Z

A motor vehicle insurance package that provides comprehensive protection for damages to the vehicle with the addition of some extra features.

  • Why should I choose this plan

    The principal covers and benefits are shown in tables on the following pages. These are not exhaustive descriptions of the covers and benefits provided by Zurich Mobil Z.

    You should read the Policy Wording and Policy Schedule to know the details of covers and benefits available, any limits which apply and the terms and conditions that apply.

    You should also read any exclusions that apply.


    Basic Coverage


    Comprehensive protection for damage / loss to the vehicle due to collision, theft or other traffic accidents.

    Extended Coverage


    Riot, Strike, Civil Commotion, Terrorism, and Sabotage (RSCCTS).


    Earthquake, Tsunami, and/or Volcanic Eruption (EQVET).


    Typhoon, Storm, Hail, Flood, and/or Landslide.

    Additional Extended Coverage


    Third Party Liability up to IDR 50,000,000 / vehicle.


    Passenger Legal Liability up to IDR 50,000,000 / vehicle.


    Personal Accident for Driver up to IDR 50,000,000 / person.


    Personal Accident for Passenger up to IDR 50,000,000 / person.


    Medical Expense up to IDR 5,000,000 / vehicle.

  • Additional Benefit

    Additional features on this policy:

    • Car Replacement, with maximum use of replacement car is 5x24 hours.
    • Emergency Road Assistant, will be given when your car has suffered engine failure/broken down.
    • 24-hour Towing Service.
    • Rapid Repair, for light or mild damage (under 3 panels).
    • Ambulance Fee, maximum IDR 1,000,000.
    • Authorized Workshop, providing services in Authorized Workshop (ATPM) which is an official Partner of PT Zurich Insurance Indonesia.
    • New for Old, provides protection from risk of total loss, or constructive total loss of vehicle purchased as new occurring within the first 6 months from the date of purchase. A new replacement vehicle will be provided.
    • Valet Parking Protection, provides protection for the Insured vehicle under this policy from the risk of theft by a valet parking official officer (the valet parking services must be legally operating).

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