Accident Solution Insurance

Basic Protection

Accident Solution provides three main coverage to the Insured any where and whenever the risk occurs.

Additional Coverage

Accident Solution juga memberikan perlindungan yang mencakup biaya pengobatan yang harus dikeluarkan:

Risk can happen whenever or wherever you are. Protect yourself with coverage extension from Accident Solution: 

1. Riot, strike, and turmoil clauses
2. Suffocation by smoke, toxic fumes, gases, also the risk of drowning
3. Death due to food and drink poisoning or choking
4. Risk of being exposed to the weather and disappearing
5. Bomb threats, hijackings, assassinations, and assaults
6. Risk of using motorboats and motorbikes
7. Sports activities except for professional and competitions
8. Terrorism and sabotage
9. Chartered and other fixed non-scheduled planes

Your will have more peace of mind with extended coverage to provide more comprehensive protection. Coverage extension from Accident Solution, such as: 

1. Compensation for minor fractures and others
   The Insured will receive compensation for fracture as a result of an accident. The value of the compensation is according to the fracture benefit scale table.
2. Rehabilitation and mobility benefits
   Provides compensation for rehabilitation costs and vehicle/home renovation expenses due to an accident that caused the Insured of permanent disability.
3. Physiotherapy Expenses
   Compensation for required physiotherapy expenses, recommended by a doctor if the Insured suffers from an accident.
4. Funeral Expenses
   Compensation for funeral or cremation costs for the Insured who dies due to an accident.
5. Transportation Cost
   Compensation for the necessary transportation cost related to the injury if the Insured has to go from the accident scene to the hospital.
6. Wheelchair Benefits
   Compensation for Insured who suffers from permanent disability due to an accident and needs a wheelchair to support his mobility.
7. Children’s Education Compensation
   The school-age children of the Insured will receive compensation for their education expenses, if the Insured dies due to an accident.
8. Compensation for severe burns
   The Insured will receive compensation if an injury resulting in severe burns (second and third-degree). The maximum compensation given is the percentage on the severe burns table.
9. Death benefit due to public transportation
   Additional compensation if the Insured dies due to an accident while on public transportation.
10. Death benefit due to natural disaster
    Additional compensation if the Insured dies due to natural disasters.
11. Utility benefits (water, electricity, telephone)
    Compensation for utility expenses at the Insured’s residence in the form of water, electricity, and telephone bills if the Insured dies due to an accident.
12. Emergency medical evacuation and repatriation
    24-hour emergency assistance to transfer the Insured to a better hospital or repatriate the Insured’s body due to an accident, aaccording to the provisions of the policy.
13. Daily compensation for hospitalization due to accidents
    Compensation for every 24 hours the Insured is hospitalization due to an accident.
14. Fracture treatment cost
    Compensation for the cost of fractures treatments due to accidents.
15. Compensation for coma
    Compensation if the Insured is in a coma due to an accident.
16. Credit card benefits
    Compensation for credit card bills payment on behalf of the Insured if the Insured dies due to accident.
17. Benefits of non-elective surgery
    Compensation for emergency operations to save the life of the Insured due to an accident.
18. Benefits for trauma counseling
    Compensation for reasonable counseling cost if needed by the insured/spouse/children of the Insured who dies or suffers a permanent disability due to accident.
19. Nursing benefit
    A nursing fee to assist the Insured’s activities if he suffers a bodily injury and unable to perform at least three or five daily activities after being hospitalized due to an accident.
20. Medical expenses by traditional healers
    Compensation of medical expenses from chiropractor, acupuncturist, fracture specialist, or osteopath registered and licensed by the Ministry of Health due to accident.

1. Maximum age of the Insured: 65 years and can be extend up to 75 years.
2. Nationality of the Insured: Indonesia citizens or foreigner who holds a residence permit in Indonesia. 
3. Adjusted premium according to the type of occupation of the Insured starting from class 1 to class 4 
4. Exclusions and other terms and conditions refer to the Accident Solution Policy Terms.

Call us 24 Hours
Zurich Care Call Center
Telephone: 1500-456

WhatsApp 24 Hours
Chat with the Zurich Care:
+62812-111-3456

Email
Tell us your problem and the chronology and get solution at: zurichcare.general@zurich.co.id

Call: 1500-456

WhatsApp: +62812-111-3456

Email: zurichcare.general@zurich.co.id