Asuransi Accident Solution

Accident Solution Insurance

A protection for yourself from various of risks wherever you are.
 

Product Benefit

Protect you in your activities at home or abroad. Accident Solution provides protection for 24 hours against the risk of death, permanent disability and medical expenses caused by accidents.

Get additional benefits or extended coverage that protects you from additional possible risks. Accident Solutions can be purchased and provide protection for individuals, groups (groups) for employees or students.

 

Product Excellence

  • 24 Hours Protection

    A feeling of comfort and peace of mind wherever you are. Because you are protected for 24 hours from risks of accident such as death, permanent disability, and medical expenses. You can adjust the sum assured or the amount of the insured to your need. Accident Solution provide primary coverage as well as additional protection.

  • Coverage Extension

    Protection from Accident Solution will be more comprehensive with extended benefits to suit your needs.

  • Risk Extension

    You can increase the protection by having risk extension. You will have more peace of mind while going through various activities, even in discomfort because you are protected.

 

Basic Protection

Accident Solution provides three main coverage to the Insured any where and whenever the risk occurs.

Main Coverage Percentage of Sum Insured
Death 100%
Total Permanent Disability 125%
Partial Permanent Disability (According to Benefit Scale Table) 125%

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Additional Coverage

Accident Solution juga memberikan perlindungan yang mencakup biaya pengobatan yang harus dikeluarkan:

Additional Coverage Percentage of Sum Insured
Medical Expenses Reimbursement 10%

Risk can happen whenever or wherever you are. Protect yourself with coverage extension from Accident Solution: 

  1. Riot, strike, and turmoil clauses
  2. Suffocation by smoke, toxic fumes, gases, also the risk of drowning
  3. Death due to food and drink poisoning or choking
  4. Risk of being exposed to the weather and disappearing
  5. Bomb threats, hijackings, assassinations, and assaults
  6. Risk of using motorboats and motorbikes
  7. Sports activities except for professional and competitions
  8. Terrorism and sabotage
  9. Chartered and other fixed non-scheduled planes

Your will have more peace of mind with extended coverage to provide more comprehensive protection. Coverage extension from Accident Solution, such as: 

  1. Compensation for minor fractures and others
    The Insured will receive compensation for fracture as a result of an accident. The value of the compensation is according to the fracture benefit scale table.
  2. Rehabilitation and mobility benefits
    Provides compensation for rehabilitation costs and vehicle/home renovation expenses due to an accident that caused the Insured of permanent disability.
  3. Physiotherapy Expenses
    Compensation for required physiotherapy expenses, recommended by a doctor if the Insured suffers from an accident.
  4. Funeral Expenses
    Compensation for funeral or cremation costs for the Insured who dies due to an accident.
  5. Transportation Cost
    Compensation for the necessary transportation cost related to the injury if the Insured has to go from the accident scene to the hospital.
  6. Wheelchair Benefits
    Compensation for Insured who suffers from permanent disability due to an accident and needs a wheelchair to support his mobility.
  7. Children’s Education Compensation
    The school-age children of the Insured will receive compensation for their education expenses, if the Insured dies due to an accident.
  8. Compensation for severe burns
    The Insured will receive compensation if an injury resulting in severe burns (second and third-degree). The maximum compensation given is the percentage on the severe burns table.
  9. Death benefit due to public transportation
    Additional compensation if the Insured dies due to an accident while on public transportation.
  10. Death benefit due to natural disaster
    Additional compensation if the Insured dies due to natural disasters.
  11. Utility benefits (water, electricity, telephone)
    Compensation for utility expenses at the Insured’s residence in the form of water, electricity, and telephone bills if the Insured dies due to an accident.
  12. Emergency medical evacuation and repatriation
    24-hour emergency assistance to transfer the Insured to a better hospital or repatriate the Insured’s body due to an accident, aaccording to the provisions of the policy.
  13. Daily compensation for hospitalization due to accidents
    Compensation for every 24 hours the Insured is hospitalization due to an accident.
  14. Fracture treatment cost
    Compensation for the cost of fractures treatments due to accidents.
  15. Compensation for coma
    Compensation if the Insured is in a coma due to an accident.
  16. Credit card benefits
    Compensation for credit card bills payment on behalf of the Insured if the Insured dies due to accident.
  17. Benefits of non-elective surgery
    Compensation for emergency operations to save the life of the Insured due to an accident.
  18. Benefits for trauma counseling
    Compensation for reasonable counseling cost if needed by the insured/spouse/children of the Insured who dies or suffers a permanent disability due to accident.
  19. Nursing benefit
    A nursing fee to assist the Insured’s activities if he suffers a bodily injury and unable to perform at least three or five daily activities after being hospitalized due to an accident.
  20. Medical expenses by traditional healers
    Compensation of medical expenses from chiropractor, acupuncturist, fracture specialist, or osteopath registered and licensed by the Ministry of Health due to accident.
  1. Maximum age of the Insured: 65 years and can be extend up to 75 years.
  2. Nationality of the Insured: Indonesia citizens or foreigner who holds a residence permit in Indonesia. 
  3. Adjusted premium according to the type of occupation of the Insured starting from class 1 to class 4 
  4. Exclusions and other terms and conditions refer to the Accident Solution Policy Terms.

Call us 24 Hours
Zurich Care Call Center
Telephone: 1500-456

WhatsApp 24 Hours
Chat with the Zurich Care:
+62812-111-3456

Email
Tell us your problem and the chronology and get solution at: zurichcare.general@zurich.co.id

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