Legal

Terms Conditions

Please read the terms and conditions ("Terms of Use") this with caution because this provision applies for the access and / or use of your information, materials or features / functions that are included on this site and every page ("Site"). By accessing this site, you acknowledge your understanding of the agreement and these Terms of Use. If you do not agree to these Terms of Use, please do not access or use the Site.
 
This site is owned and operated by Zurich Insurance Company Ltd (the "Company"), an entity established in Switzerland.
This Agreement is subject to amendments and changes at any time at the discretion of the Company. Be sure for the check the Terms of Use each time you access and / or use of this site, because every latest version applicable to the access and / or use of this Site.

Local Access & Restriction

This Site is not directed to any person in any jurisdiction where (by reason of that person nationality, residence, citizenship or otherwise) the publication or availability of the site and its contents are contrary to law or local regulations. People who apply such restrictions or prohibitions should not access or use this Site. By accessing or using this Site, you do so on your own initiative and you are responsible for compliance with local laws and regulations that apply.

General Disclaimer

MATERIALS AND INFORMATION ON THIS SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES AND FITNESS FOR A PARTICULAR PURPOSE efficiency, DISCLAIMED. NO REPRESENTATION OR WARRANTY IS MADE REGARDING CONTENT, FUNCTIONS, LINKS, OR COMMUNICATIONS AND NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO DAMAGES OR ERRORS OR CORRECTION OF THE SAME, OR COMMUNICATION DISORDERS blockage or DATA, OR THE ABSENCE OF VIRUSES OR OTHER HARMFUL COMPONENTS HAVE BEEN MADE.

In any event the Company, or its subsidiaries or affiliates, be liable to any party for any costs or damages, whether direct, indirect, special, incidental, or consequential, arising out of or in connection with your access or use, or inability to access or use any feature or function within the site, including those associated with exploration (browsing) or download (download) information, data, text, images, or other materials that can be accessed through this website or any website associated or linked to this site ,

Evaluate the accuracy, completeness and usefulness of any opinions, advice, services, and information that has been supplied into responsible. All information contained in each page created by the entity Zurich Financial Services Group is distributed with the understanding that the author, publisher, and distributor does not provide advice or legal opinion, accounting, or other professional fields on facts or specifics.

Information and features / functions contained on this site are provided for convenience only information and knowledge. This site does not have a thing to be relied upon in making certain investments, financial planning or other decision. Users should always consider their personal circumstances as a whole, the investment horizon and personal risk preferences.

Accordingly, no liability whatsoever is assumed for any use or misuse of the information. Users of this site should consult with their professional advisors with respect to their personal circumstances. Please check also any statement with respect to the denial of certain documents on the Site.

No Offer

This site does not have a statement that should be considered as a solicitation, offer, advice, recommendation, or other services to obtain or release of any investment or to engage in any investment or other transaction. For information about the product and / or a specific country, please visit their respective Web sites. The site also does not offer the promise or offer of employment; The Company and its affiliated companies committed to the principles of equal employment opportunity and diversity in the workplace and all applications are considered in accordance with applicable law.

Forward Looking Statements

This site may contain forward-looking statements. Forward-looking statements provide current expectations on future events based on certain assumptions and include any statement that does not directly relate to a historical fact or current. Such a statement may be the assessment and expectations of the Company in the publication, a number of risks, uncertainties and other important factors could cause actual developments and results to differ materially from the Company's expectations. Therefore, you should not rely on forward-looking statements in this site. The Company does not undertake to update or alter forward-looking statements in this site whether as a result of new information, future events, or otherwise.

Intellectual Property

"Zurich" and its logo are registered trademarks of the Company. Unless dinyatakansecara another, all intellectual property, in particular copyright and trademark rights, and rights of the same in the information, text, graphics, images, logos, features or functions, and layout (including the "feel and look") contained in Site is exclusively owned by the Company, and may not be copied, reproduced, posted, transmitted or distributed, in whole or in part, in any form (electronic or written) without the Company's written approval in advance (except below).

This site does not have a thing to be considered as granting any license or right to use any copyright, trademark or logo. In addition, downloading or printing of material on this Site will not result in the transfer of rights of any kind, either express or implied. You can download or print pages from this Site for your personal and non-commercial use, provided you do not remove any copyright or other proprietary rights notices.

Copyright in some documents and other material available on this Site are owned by third parties and the documents and other materials have been made at this site with the permission of the owner of copyright of third parties. You must check the copyright notice with respect to the document or any such material.

Market Data

Companies use the site to provide data related to the shares of Zurich Insurance Group Ltd and Zurich Insurance Group the possibility of other instruments that are listed on the SIX Swiss Exchange or any other Stock Exchange ("Market Data") to the investors. Market Data The Company obtained primarily through third-party providers ("Providers Market Data"). The Company may terminate the provision of market data on you at any time without prior notice and at its sole discretion. The Company's obligations and Data Providers Market for the accuracy or completeness of the data Market, for any delay or interruption of the supply of Market Data or any loss or damage arising in any way in connection with Market Data, including, but not limited to, loss or damage and lost profits, indirect or consequential damages, are excluded as long as permitted by applicable law. All intellectual property rights of or relating to the market data should be kept by the Company or the relevant Market Data Provider. You will see forwarding restrictions or other restrictions on the use of existing market data in the Market Data.

Third-party Link and content

Links from this site to other websites are provided for information and convenience only.

The Company is not responsible for the matters relating to the web sites linked from this site (or web sites linking to this site), including the content and operation. The Company does not review or monitor such links. Some websites may be outside your country and subject to different regulators and rules.

A link from this site to other web sites (or links from other sites to this site) is not a referral, endorsement, approval, advertising, offer or solicitation with respect to the website, its content, or the products or services advertised or distributed through the website the. The Company believes that the other links that are publicly accessible, web pages, newsgroups, and other sources is legally permissible and consistent with common expectations of people who use the Internet.

Some content on this site may be derived from a third party and not of the Company. The content is generally labeled as third party content. The Company has not verified third-party content and does not endorse nor reject the same thing. The Company can not guarantee the accuracy of any third party content and no liability with respect thereto.

Privacy & Data Protection

Privacy and data protection policy that applies to the Site is provided in the "Privacy Policy"

Data submitted to this Site, Control, Other

Except as set by law and is subject to our privacy and data protection policy (see above), all submissions or transmissions made or through this Site will become the property of the Company. The Company reserves the right to use the materials (for example, any comments, ideas, concepts, techniques or know-how) submitted for any purpose, including but not limited to, reproduction, distribution, publication and installation.

By submitting personal data to the Company or its affiliated companies, you acknowledge and agree that the data can be processed, stored and archived by the Company or its affiliated companies or third parties on their behalf for the purpose of being presented, and may be forwarded to the company of other members of the Zurich Insurance Group in the country residence and abroad. As a result, you acknowledge and agree that such data may be sent to countries where data protection laws are less restrictive than those in your country of residence.

The Company has no obligation to monitor any transmission or transmissions to or through this Site or any website linking or through this site. The company, however, reserves the right to monitor the same, including chat rooms or similar website features. You acknowledge that no liability of any kind should be attached to such information and that by submitting or transmitting such information, no confidential, contract implied or other relationship is created between you and the Company.

User actions

When accessing or utilizing any part of this Site, you may not:

• post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, pornographic, offensive or information inappropriate in any form, including without limitation any transmissions which constitute or encourage conduct that could give rise to a criminal offense, give rise to civil liability or otherwise violate national or international law;
• post or transmit any information or software that contains viruses, worms, Trojan horses or other harmful components;
• interfere with the functioning of this Site or restrict or inhibit any other user from using this Site;
• post, publish, transmit, reproduce, distribute or exploit any information, software or other material obtained through this Site for commercial purposes without the written consent of the Company;
• installing or upload content on the site, where you do not have rights.

You will indemnify the Company for any costs or damages incurred as a result of inappropriate content as mentioned above uploaded by you.

Attention

EVERY EFFORT IS MADE BY ANY PERSON TO DAMAGE THE SITE OR UNDERMINE ITS OPERATIONS MAY BE A VIOLATION OF CRIMINAL OR CIVIL LAWS. COMPANY RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH IN ACCORDANCE WITH THE LAW.

Applicable Law & Jurisdiction

This site and the Terms of Use and any claims related thereto shall be governed by, construed, enforced and performed in accordance with the substantive laws of Switzerland without reference to principles of conflicts of law. Points exclusive jurisdiction is Zurich (City), Switzerland.