Zurich Motopro Syariah
Enjoy worry-free riding with Zurich Motopro Syariah insurance coverage.
Zurich Motopro Syariah Product Excellence
Riding safely with no worry.
- Protection that suits your needs
- Free to choose coverage extensions and benefits
- Provide a surplus sharing if you never claim
- Managed in sharia value by helping each other
- Contribute to the society through zakat
What Does Zurich Motopro Syariah Cover?
Riding the town with a motorcycle has a lot of risk. Know how we will protect it.
- Motorcycle total damage due to accident or fire
- Motorcycle loss
- Personal accident
- Medical treatment
- Natural disaster
- Third party liability
| Coverage | Motopro Syariah
TSI 0 – Rp500.000.000 |
Motopro Syariah Plus TSI 0 – Rp100.000.000 |
| Total Loss (damaged more than 75%) | ||
| Personal Accident for Driver | ||
| Medical Expenses | ||
| Typhoon, Storm, Flood, Hail, Landslide |
I gave a high rating for Zurich Motopro Syariah because my experience as a customer has been excellent. The service is clear, friendly, and helpful, with an easy-to-understand process that gives me peace of mind. Because it follows Sharia principles, this protection makes me feel secure and reassured.
Frequently Asked Questions
Total Loss Only (TLO) motorcycle insurance provides coverage when a motorcycle suffers total damage exceeding 75% of the vehicle's value, or is lost due to theft, subject to the terms and conditions of the policy. Zurich Motopro Syariah provides primary coverage for total motorcycle damage caused by accidents or fire, as well as motorcycle theft. The coverage can be complemented with various additional benefits according to your needs and the terms and conditions of the policy. Submit your motorcycle insurance needs through the form here.
Zurich Motopro Syariah provides primary coverage for total motorcycle damage caused by accidents or fire, as well as motorcycle theft. You can also choose additional benefits based on your protection needs. Available additional benefits include protection against natural disasters such as typhoons, floods, storms, hail, and landslides; third-party legal liability; personal accident coverage for the driver; and medical expenses if the driver is involved in an accident, subject to the selected benefits and the terms and conditions of the policy. When choosing your coverage, consider the types of risks you want to protect against, the value of your motorcycle, how you use your motorcycle, and the additional benefits you may need. Make sure the benefits you select match your needs and the terms and conditions of the policy.
The contribution for Zurich Motopro Syariah is determined based on the sum insured, type of coverage, and additional benefits selected. Since each participant has different protection needs, the contribution will vary depending on the coverage selected. Zurich Motopro Syariah is managed based on Sharia principles and the concept of mutual assistance (ta'awun) among participants, with the potential for surplus distribution subject to applicable terms and conditions, including provisions related to claims and the policy period.
Yes, coverage for typhoons, floods, storms, hail, and landslides is available as an additional benefit under Zurich Motopro Syariah. This benefit can be selected based on your protection needs. This means that damage caused by natural disasters is not automatically included in the primary coverage and must be selected as part of the benefits stated in the policy.
Yes, Zurich Motopro Syariah offers an extension for third-party legal liability coverage. This benefit provides protection against your legal liability for third-party losses resulting from an accident involving the insured motorcycle, subject to the limits and terms and conditions of the policy. Third-party protection is an additional benefit, so you should ensure that this benefit is included in your selected coverage.
The main difference lies in the principles governing how the funds are managed. Zurich Motopro Syariah is managed based on Sharia principles and the concept of mutual assistance (ta'awun) among participants. The product also has a surplus distribution mechanism subject to applicable terms and conditions. Meanwhile, conventional motorcycle insurance uses a risk management mechanism based on an insurance agreement between the policyholder and the insurance company. Both provide protection according to the selected benefits and the terms and conditions of the respective policies.
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