SME Health Insurance
Employee insurance for better health coverage.
SME Health Insurance Product Excellence
SME Health Insurance provide convenient coverage with benefits that are relevant to both companies and employees.
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- Premiums starting from IDR 1 million for inpatient benefits, making it a suitable and affordable health protection solution for small to medium-sized businesses.
- Enjoy the convenience of cashless claims, allowing employees to receive hospital treatment without having to pay upfront.
- Coverage for children starting from the first day of birth for companies that provide family protection benefits.
- A network of hospitals and clinics throughout Indonesia.
- No waiting period for accident coverage.
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What Does SME Health Insurance Cover?
SME Health Insurance provides benefits that can help companies better manage employee health risks.
- Inpatient benefits
- Outpatient benefits
- Pregnancy benefits
- Dental care benefits
- Eyeglass benefits
Last year, I was hospitalized three times, and each experience was supported by Zurich’s fast and reliable service. The claims process was smooth and hassle-free, giving me peace of mind knowing that my health protection was backed by a service I can trust.
Protect Your Employees’ Health
Your employees are your greatest assets, protect them now with SME Health Insurance from Zurich.
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Frequently Asked Questions
No. SME Health Insurance is designed for small to medium-sized companies that want to provide their employees with health insurance that offers more flexible benefits. As long as a company meets the minimum enrollment requirement of 10 people and has a valid business license, it can apply for this coverage.
Yes. SME Health Insurance can serve as supplemental coverage beyond BPJS Kesehatan, particularly for broader benefits such as inpatient care, outpatient care, maternity benefits, dental care, and vision care. Having SME Health Insurance can help companies provide more comprehensive health benefits to their employees.
Yes. Zurich SME Health Insurance provides additional benefits that can cover family members, including coverage for children starting from the first day of birth. Insurance from Zurich Insurance offers added value for companies seeking to enhance the overall well-being of their employees.
SME Health Insurance provides a cashless claims system that makes it easy for employees to access services at partner hospitals or clinics. With this system, employees can receive treatment in accordance with their policy benefits without having to pay upfront, subject to applicable terms and conditions.
Not all benefits have the same terms and conditions. For example, there is no waiting period for accident coverage. However, details regarding other benefits or specific terms can be found in the policy or the Product and Service Information Summary (RIPLAY). If you’d like further assistance, you can also contact Zurich Care at 1500 456.
Yes. SME Health Insurance offers several benefits that can be tailored to specific needs, ranging from inpatient care, outpatient care, maternity coverage, dental care, to eyewear. Choosing this insurance will help companies customize their coverage packages to meet their employees’ needs and business budgets.
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