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Zurich Plan Protector

Zurich Plan Protector

Zurich can protect you on every life stages, together creating a better future.

 

Product Excellence

Zurich Plan Protector is an endowment life insurance product that provides life insurance and saving benefits to protect you at every phase of your life.

With Zurich Plan Protector, you can choose the right protection based on your needs, such as:

  1. The Benefit Payment Schedules
    You can choose the Savings Benefit Payment Schedule on the 10th, 11th or up to the 20th Policy year
  2. The amount of Savings Benefit
    You can decide the amount of the Savings Benefit from 100% to 200% of all paid premiums .
  3. The Premium Payment Period
    You can choose premium payment periods of 1, 5, up to 10 years.
  4. The amount of the Sum Assured
    You can decide the amount of Sum Assured according to your needs.
  5. Additional benefits (Rider)
    You can include additional benefits (riders) to complement the protection.

Fill out this form and get your protection:

 
  • Insurance Benefit
    1. Savings Benefits
      Zurich Plan Protector Savings Benefit can help you can manage financial planning for the future, such as education fund, retirement funds, reserve funds for unexpected needs and other financial plannings. Zurich Life will pay Savings Benefit according to your needs such as:
      1. The Savings Benefit will be paid once at the time you chose: on the 10th, 11th or up to the 20th Policy year.
      2. You can choose the amount of the Savings Benefit from 100% to 200% of all paid premiums.
    2. Death Benefits
      Protection from the risk of death  100% of the Sum Assured.
    3. Accidental Death Benefit
      Protection from the risk of death due to an accident of 10% of the Sum Assured.
    4. Policy Redemption Benefits
      1. You can apply for Policy Redemption in the period prior to the Benefit payment schedule. This benefit will be paid according to the amount stated in the Zurich Plan Protector Policy Summary.
      2. As stated in the Zurich Plan Protector Policy Summary, Zurich will not pay this benefit if you apply for Policy Redemption on the same date as the Stage Benefits Payment Schedule.
  • Additional Benefits

    Zurich Life Optima is an additional insurance product to optimize your life and financial protection.

    Providing protection from the risk of death for any cause before the age of 100 years of 100% payment of the Zurich Life Optima Sum Assured.

  • Terms & Condition

    Zurich Plan Protector

    Insurance Type : Combination Endowment Life Insurance
    Policyholder entry age : 18 - 99 years (based on the last birthday)
    Insured entry age : 30 days - 70 years (based on the last birthday)
    Insurance Period : Up to 100 years old
    Minimum Sum Assured : Rp50.000.000,-
    Minimum Premium : Rp4.000.000,-
    Premium Payment Period : 1, 5 up to 10 years
    Option of Schedule for Payment of Stage Benefit (in the– Policy year) : 10,11,12,13,14,15,16,17,18,19, or 20
    Premium payment frequency : All at once, Annual, semiannual, quarterly, and monthly
    Currency : Rupiah (IDR)

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    Zurich Life Optima

    Insurance Type : Term Life Protection Supplemental Insurance
    Policyholder entry age : 18  - 99 years (based on the last birthday)
    Insured entry age : 30 days - 70 years (based on the last birthday)
    Insurance Period : Up to 100 years old
    Minimum Sum Assured : Rp10.000.000,-
    Premium Payment Period : Up to 100 years old
    Premium payment frequency : Following the provisions of Basic Insurance
    Currency : Rupiah (IDR)

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