Terms Of Use

General

Please read these terms and conditions (the "Terms of Use") carefully as they apply to your access and/or use of any information, materials or features/functions included on this website and any subpages thereof ("zurich.co.id"). By accessing zurich.co.id, you acknowledge your agreement with and your understanding of these Terms of Use. If you do not agree to these Terms of Use, please do not access or use zurich.co.id.


zurich.co.id is owned and operated by Zurich Insurance Company Ltd, an entity incorporated in Switzerland ("Zurich ").
These Terms of Use are subject to amendments and changes at any time at Zurich's sole discretion. Your continued use of zurich.co.id after we make changes is deemed to be your acceptance of those changes, so please check these Terms of Use periodically for updates.

Local Access & Restriction

zurich.co.id is not directed to any person in any jurisdiction where (by reason of that person's nationality, residence, citizenship or otherwise) the publication or availability of zurich.co.id and its content is contradictory to local laws or regulations. Persons with respect of whom such restrictions or prohibitions apply must not access or use zurich.co.id. You are accessing or using zurich.co.id on your own initiative and you are solely responsible for compliance with the applicable local laws and regulations that apply to you.

General Disclaimer

THE MATERIAL AND INFORMATION ON ZURICH.CO.ID ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, ARE DISCLAIMED. NO REPRESENTATION OR WARRANTY IS MADE REGARDING CONTENT, FUNCTIONALITY, LINKS, OR COMMUNICATIONS AND NO REPRESENTATION OR WARRANTY AS TO DEFECTS OR ERRORS OR CORRECTION OF THE SAME, COMMUNICATION INTERRUPTIONS OR INTERCEPTIONS OR LOSS OF DATA, OR THE ABSENCE OF VIRUSES OR OTHER HARMFUL COMPONENTS ARE MADE.


In no event shall Zurich, nor any of its subsidiaries or affiliates, be liable to any party for any cost or damages, including any direct, indirect, special, incidental, or consequential damages, arising out of or in connection with the access or use of, or the inability to access or use zurich.co.id or any of its functions or features, including in connection with any browsing or downloading of any information, data, text, images, or other material accessible through zurich.co.id or any website linked to or linking into zurich.co.id.


It is the responsibility of the user of zurich.co.id to evaluate the accuracy, completeness, reliability and usefulness of any opinions, services or other information provided. All information provided on zurich.co.id is under the condition and understanding of it not being interpreted or relied on as legal, accounting, tax, financial, investment or other professional advice, or as advice on specific facts or matters.


The information and features/functions contained on zurich.co.id are provided for your informational and educational convenience only. Nothing on zurich.co.id should be relied on in making any specific investment, financial planning or other decision. Users should always consider their overall personal circumstances, investment horizon and personal risk preferences.


Accordingly, no liability whatsoever is assumed for any use or misuse of such information. Users of zurich.co.id should consult their professional advisors with respect to their personal circumstances.


Please also check any disclaimers on or in respect of specific documents on zurich.co.id.

No Offer

Nothing on zurich.co.id should be construed as a solicitation, offer, advice, recommendation, or any other service to acquire or dispose of any investment or to engage in any other investment or transaction. For information about any specific products and/or country please visit the respective website. Nothing on zurich.co.id constitutes a promise or offer of employment.

Forward Looking Statements

zurich.co.id may contain forward-looking statements. Forward-looking statements provide current expectations of future events based on certain assumptions and include any statement that does not directly relate to a historical or present fact. While such statements may represent Zurich's judgment and expectations as of publication, a number of risks, uncertainties and other important factors could cause actual developments and results to differ materially from Zurich's expectations. Therefore, you must not place any reliance on forward-looking statements on zurich.co.id. Zurich is under no obligation to update or alter forward-looking statements on zurich.co.id whether as a result of new information, future events, or otherwise.

Intellectual Property

"Zurich" and its logos are registered trademarks of Zurich. Except as indicated otherwise, all intellectual property, especially copyright and trademark rights, and similar rights in the information, text, graphic images, logos, features or functions, and layout (including the "feel and look") contained on zurich.co.id are the exclusive property of Zurich, and may not be copied, reproduced, posted, transmitted or distributed, in whole or in part, in any form (electronic or written) without first having obtained Zurich's express written consent (except for the below).

Nothing on zurich.co.id should be construed as granting a license or any other right to use any copyrights, trademarks or logos. Moreover, the downloading or printing of any materials on zurich.co.id will not result in the transfer, explicit or implied, of any rights. You may, however, download or print any pages from zurich.co.id for personal, non-commercial use only, provided you do not remove any copyright or other proprietary right notice.

The copyright in some documents and other material available on zurich.co.id belongs to third parties and such documents and other material have been produced on zurich.co.id with the permission of the third party copyright owners. You must check copyright notices on or in respect of such documents or material.
 

Market Data

Zurich uses zurich.co.id to provide investors with data relating to Zurich Insurance Group Ltd shares and possibly other Zurich Insurance Group instruments listed on the SIX Swiss Exchange or another Stock Exchange ("Market Data"). Zurich obtains such Market Data mainly through third party providers ("Market Data Provider"). Zurich can stop providing you with Market Data at any time without prior notice and at its sole discretion. The liability of both Zurich and the Market Data Provider for the accuracy or completeness of Market Data, for any delay or interruption of the supply of Market Data or for losses or damages that are incurred in any way in connection with the Market Data, including, but not limited to, any indirect or consequential loss or damage and lost profit, shall be excluded to the extent permitted by applicable law. All rights to the intellectual property of or in respect of Market Data shall be retained by Zurich or the relevant Market Data Provider, as the case may be. You have to strictly observe forwarding restrictions or any other restrictions applicable to the use of Market Data, if any, as indicated in such Market Data.