Property All Risk Insurance Sharia

Property All Risk Insurance provide benefits in the event of material loss or damage to the property you insured, as well as additional insurance benefits if your business were interrupted or interfered as the consequence of the loss from destruction or damaged property.

Property that can be insured are buildings, machinery, and stock of goods.

• We have reputation for strong financial, and supported by Sharia reinsurance in managing high level risks.
• Managed by Shariah principle of mutual assistance among Participants/policy holders.
• Provide economic value by surplus sharing at the end of the period for you if you never submitted a claim.
• Part of the contribution is allocated to pay Zakat through various social activities to support public welfare.

• The insurance contribution rate will refer to the SE OJK rate adjusted for several factors, such as the chosen package (Flexas / Flood / Earthquake / Business Interruption) the expansion taken, property occupation code and region zone.
• The indemnification shall be calculated on the basis of the reinstatement or replacement of the property lost destroyed or damaged.
• To purchase this product, Participants must fill out a Request for Insurance Closure (SPPA), a form to make an insurance submission filled out by participants/policy holders, and make a true statement and disclose material facts relating to information, conditions, and facts regarding the object of insurance.

Customer Care 1500-456

zurichcare.syariah@zurich.co.id