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Accompanying you in every moment of life

Zurich’s Claims Commitment ensures a transparent insurance claims process, so you can understand the required documents, the steps involved in filing a claim, and the payment of claims in accordance with the policy terms.

We believe that claims are a process of growth, enabling customers to move forward to a better life, and for us, strengthening the business fundamentals to become a trusted financial company.

For PT Zurich Asuransi Indonesia Tbk, insurance claims represent our commitment to providing protection when customers face risks. Therefore, we ensure that every claims process is handled in a responsive and transparent manner, in accordance with policy provisions, so that customers can continue their activities with greater peace of mind.

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Our claims commitment

We understand our customers’ personal needs. Being responsive and empathetic are tangible proof of our commitment to serve and support our customers in every situation.

Wholehearted Claims Services

Manfaat Produk

Informative

One-on-one guidance throughout the entire claim process.

Periode Pertanggungan

Helpful

Ensuring each step of the claim process is straightforward and hassle-free

Proses Klaim Cepat dan Mudah

People Focused

Claim services delivered with empathy provide peace of mind and reduce stress

In 2025, Zurich Indonesia have paid claims with total amount of IDR1.32 Trilion

P&C

IDR 0 Trilion

* Data per 31 December 2025

* Total share Zurich Gross (includes deductible, expenses, subrograsi, salvage)

Life Insurance

IDR 0 Billion

** Group & Individual claim data

** Approved total claim value

579.979 claims successfully paid

Health dan Miscellaneous

Chart of 579,979 paid claims: ‘Health and Miscellaneous’ category consists of Group Health 81%, Micro Health 18%, Miscellaneous Insurance 1%.

Motor Vehicle dan others

Chart of 579,979 paid claims: ‘Vehicles and Other Claims’ category consists of Cars 60%, Motorcycles 21%, Travel 14%, and Property 5%.

Top claims reasons by product

Click on the products below to view the different claims types

Chart of the most common claims by product; for Group Health product category, the leading causes are respiratory infections 47%, eye disorders 14%, sore throat 13%, flu 13%, and dental conditions 13%.

Fulfilling Customer Expectations

Discover our customers’ real stories about how they started planning for a better life and realized new hopes.

Zurich Customer Story: Rosa’s Journey for Her Beloved Family

Zurich Customer Story: Joko’s Optimistic Journey for His Business

Zurich Customer Story: Aldi’s Journey to Recovery

Zurich Customer Story: Rani’s Journey to Rebuild Her Life

Zurich Customer Story: Adi and His Mother’s Meaningful Spiritual Journey

Zurich Customer Story: Maya’s Story of Finding Peace Amid Uncertainty

FAQ

You can file a claim through the service channels provided by Zurich, depending on the type of insurance product you have.
Before filing a claim, make sure you have prepared the necessary documents and reported the incident in accordance with the policy terms. For a complete guide, visit the Zurich Claim Process page.

The required documents depend on the type of insurance product and the type of claim being filed.

Generally, you’ll need to prepare a claim form, proof of identity, and supporting documents related to the incident. Make sure all documents are complete so the verification process can be carried out according to the terms and conditions.

You can check the status of your claim by contacting Zurich Care at 1500 456. Prepare your policy number or claim number so Zurich team can assist you with information regarding the progress of your claim.

Zurich Care team is ready to assist if you have questions or encounter issues during the claims process.
You can contact Zurich’s official customer service to get information about required documents, the claims process steps, and any necessary follow-up actions based on your policy.

Easy Claim Process

Make claims directly through your smartphone app for Autocillin and Medicillin to simplify the process.

Autocillin

 

Medicillin

For other products, contact Zurich Care 1500456

Designed to Meet Your Needs

We understand the diversity of Indonesian society. Through a wide range of product options, we are able to meet the needs of individuals, families, and groups.

Temukan Layanan

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Claim Process
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1500 456