One Policy for the Whole Family 'Zurich Family Gen Assurance' Present for Financial Stability Up to the 3rd Generation
Jakarta, June 10, 2024 - PT Zurich Topas Life (Zurich) launched Zurich Family Gen Assurance, the latest Investment-Linked Insurance Product (PAYDI) that brings breakthroughs in life protection, health protection, and investment. The inclusion of all family members under the protection of one insurance policy also allows customers to transfer the policy up to the third generation without re-examination.
President Director of PT Zurich Topas Life, Richard Ferryanto, said, "When a family is at a more mature stage, with children growing up, the need for health, life and investment protection will be more complex, not only preparing for old age but also a legacy for the family. Zurich Family Gen Assurance is the solution to these needs and customers even have the flexibility to determine the protection period and benefits"
Based on data from the Indonesian Life Insurance Association (AAJI) in 2023, 84 million people were recorded as life insurance insured, compared to the total Indonesian population of 250 million people with an average coverage benefit of IDR 63 million. Through Zurich Family Gen Assurance, customers can receive accident coverage benefits of up to IDR 3 billion. As an additional benefit, Zurich Family Termlink is available for life insurance money according to family needs.
In addition, this product also offers loyalty benefits for customers who faithfully pay the basic premium. The policy remains active every 10-year period with a total benefit value of up to 385%.
Nadia Harsya, Financial Planner said, "As parents, we strive to not only ensure that our children receive quality education, but also want to provide full protection and sufficient financial certainty for their future. By preparing continued income for the family, this is an important step in ensuring a stable and guaranteed future for family protection and finances. I am sure this product can provide comfort that the family's financial legacy will continue to be maintained and benefit the next generation."
Zurich Family Gen Assurance is designed with a focus on flexibility to determine additional benefits, ranging from additional life insurance benefits, hospitalization benefits, critical illnesses and death, to premium exemptions. In addition, customers are also flexible in determining the insurance extension period up to the age of 99 years.
"Through agency and bancassurance distribution channels, Zurich is committed to bringing Zurich Family Gen Assurance to every Indonesian family to provide stable and trusted protection and investment," concluded Richard.
PT Zurich Topas Life is licensed and supervised by the Financial Services Authority.